How Our Legal Terms Apply to Your Account
128mega operates under a framework where your rights and obligations are tied directly to the jurisdiction you access the platform from. In Malaysia, that means local law determines eligibility — we do not override that, and neither should you assume blanket access applies everywhere. When you
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open an account and add funds through Touch 'n Go eWallet, Boost, or GrabPay, the transaction is subject to both our platform terms and the payment provider's own conditions. We do not hold your eWallet credentials; all payment authentication happens on the respective provider's infrastructure —
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your PIN stays with you. Account wallets on 128mega are denominated in RM and governed by our internal wallet policy, which covers holds, reversals and dispute windows. If a deposit via DuitNow or FPX is flagged during processing, the hold period and reversal path are detailed
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in your account's transaction log, not a separate document. We keep a record of all wallet movements for the retention period required under our policy, and you can request a transaction summary through our support channel at any time. Any conflict between these terms and a
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third-party payment provider's terms is resolved in favour of the stricter condition. Material changes to these legal terms are communicated via the account notification channel before they take effect — not after.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.